Below is an indication of our lending criteria. We also consider projects outside of our typical lending parameters.

Lending Criteria:

  • 55% GDV
  • 100% build costs and contribution towards purchase price
  • Experienced builders & developers
  • Primarily residential schemes for new builds refurbishments and conversions
  • Will also fund non-experienced developers in joint venture scheme

Areas Covered:

  • Greater London & Home Counties
  • South West England as far west as Devon
  • Midlands
  • South Wales
  • Projects outside these areas can be considered

Initial information required for an immediate decision:

  • Location of site and type of development
  • Purchase price, build costs & GDV
  • Loan facility required
  • Experience & background of borrower
  • Contact details of borrower

Decision process and time scales:

  • Decisions are made immediately over the phone, with the borrower invited in to meet the team as early as the same week
  • Funds can be available within 10 working days of an Offer being signed subject to legal requirements.

Size of Loans:

  • Loans from £100,000 to £2,000,000.

The light area of the map indicates the approximate areas where loans are available.