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June 2025

Time Is Money: Why You Should Start Your Ground-Up Development Now

By Blog, Development Finance

Ahhhh, the Great British weather. One minute it’s all sunshine and good vibes, the next it’s torrential downpours and mud that could swallow your site manager whole. Which is why we’re here with a gentle reminder: if you’re planning a ground-up development, now’s the time to get moving.

Why the urgency? Because bad weather waits for no one, and wouldn’t you rather be in a hard hat under blue skies than bailing out footings in November storms?

Timing is Everything

Starting your project before autumn and winter really kick in brings some serious benefits:

Dry groundwork: The excavation, foundations, and drainage are much smoother (and faster)

Fewer delays: Weather-related hold-ups can throw your schedule off course

Happier teams: Let’s face it, no one does their best work while battling wind, rain, and a mudslide

Lower risk: From machinery getting stuck, to safety issues, bad weather brings complications you don’t need

Lower costs: Wet soil weighs more, which means fewer tonnes per lorry – and double the haulage bills. Labour can also take longer (see all points above)

Budget Smart

Every delay has a cost. Bad weather can mean extra labour (hello overtime), damaged materials, and extended financing timelines. Starting now could save you a headache, and a hefty invoice, later down the line.

Magnet Capital’s Forecast: Clear Skies (If You Start Soon)

We specialise in funding ground-up developments – it’s actually 80% of what we do, and we’ve helped hundreds of developers across the UK navigate every kind of site and season. Need quick decisions? Flexible terms? A lender who will come down to site and share your vision in person? That’s us.

We also provide a day one release to help get your project off the ground quickly, and we fund up to 100% of the build costs through stage payments. To keep things moving smoothly, we will use the same surveyor throughout the project and we can release funds within 48 hours of their visit to site.

Contact Magnet Capital

So, grab your project plans, ring your contractor, and let’s get that dream build on the go. Because the only thing worse than a wet site is watching your timeline (and profits) wash away with the November rain.

If you’d like to discuss a ground-up development project, call us on 020 8075 3255 or fill in our online form and someone from our team will be in touch with you shortly.